Privacy Policy

At Cozymanual, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website focused on analyzing monthly expenses for a 4-bedroom private house.

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1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Subscribe to our newsletter or email updates
• Fill out contact forms or request information
• Create an account on our website
• Participate in surveys or provide feedback
• Download resources or guides related to household expense management

This information may include:

• Name and contact information (email address, phone number)
• Demographic information
• Property details and household size
• Financial preferences and expense categories of interest

1.2 Automatically Collected Information

2. How We Use Your Information

We use the collected information for various purposes, including:

1. To provide and maintain our services: Delivering content about household expense analysis and management strategies
2. To improve our website: Analyzing user behavior to enhance user experience and content relevance
3. To communicate with you: Sending newsletters, updates, and responding to inquiries
4. To personalize your experience: Tailoring content recommendations based on your interests in household expense categories
5. To conduct research and analysis: Understanding trends in household expenses for 4-bedroom homes
6. To comply with legal obligations: Meeting regulatory requirements and protecting our legal rights

3. Information Sharing and Disclosure

We respect your privacy and do not sell your personal information to third parties. However, we may share your information in the following circumstances:

• Service Providers: With trusted third-party vendors who assist us in operating our website, conducting business, or servicing you (e.g., email service providers, analytics platforms)
• Legal Requirements: When required by law or to protect our rights, property, or safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you have given explicit permission to share your information

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small data files stored on your device that help us:

• Remember your preferences and settings
• Understand how you use our website
• Improve website functionality and performance
• Deliver relevant content and advertisements

You can control cookie settings through your browser preferences. However, disabling cookies may limit certain features of our website.

5. Data Security

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security of your data.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Objection: Object to processing of your personal information
• Portability: Request transfer of your data to another service
• Withdraw Consent: Withdraw consent for data processing at any time

To exercise these rights, please contact us using the information provided below.

7. Third-Party Links

Our website may contain links to third-party websites, services, or resources. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our website is not intended for children under the age of 16. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately so we can delete such information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on this page with a new effective date. We encourage you to review this Privacy Policy periodically.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.

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Thank you for trusting Cozymanual with your information. We are committed to maintaining your privacy and protecting your personal data.