Terms and Conditions

Last Updated: January 2025

Welcome to Cozymanual. These Terms and Conditions govern your use of our website and services related to monthly expense breakdowns for 4-bedroom private homes. By accessing or using our website, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing and using the Cozymanual website, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms and Conditions, please do not use our website or services.

Important: These terms apply to all visitors, users, and others who access or use our service, including but not limited to homeowners, property managers, and real estate professionals.

2. Use of Services

Cozymanual provides information, tools, and resources for analyzing and understanding monthly expenses associated with 4-bedroom private homes. Our services include:

  • Detailed expense breakdowns and analysis
  • Cost estimation tools and calculators
  • Educational content about home maintenance and budgeting
  • Comparative data and industry benchmarks

2.1 User Responsibilities

Users agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for:

  1. Maintaining the confidentiality of your account information
  2. Ensuring all information provided is accurate and up-to-date
  3. Using the information responsibly and for personal or professional decision-making
  4. Not misrepresenting or manipulating data provided by our services

3. Intellectual Property Rights

All content, features, and functionality on the Cozymanual website, including but not limited to text, graphics, logos, calculators, data compilations, and software, are the exclusive property of Cozymanual and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without express written permission from Cozymanual.

4. Information Accuracy and Disclaimer

While we strive to provide accurate and up-to-date information regarding monthly expenses for 4-bedroom homes, Cozymanual makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content provided.

Disclaimer: The expense breakdowns and estimates provided are for informational purposes only and should not be considered as financial, legal, or professional advice. Actual expenses may vary significantly based on location, property condition, usage patterns, and other factors.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Cozymanual shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our services
  • Any unauthorized access to or use of our servers
  • Any errors or omissions in content or data
  • Financial decisions made based on information provided

6. User-Generated Content

If you submit, post, or contribute any content to our website, including comments, reviews, or expense data, you grant Cozymanual a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with our services.

7. Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy. We collect and process personal data in accordance with applicable data protection laws. Please review our Privacy Policy to understand our practices regarding your personal information.

8. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Cozymanual. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

9. Modifications to Terms

Cozymanual reserves the right to modify or replace these Terms and Conditions at any time at our sole discretion. We will provide notice of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the website following any changes constitutes acceptance of those changes.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions. Upon termination, your right to use the services will immediately cease.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Bulgaria, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in София, Bulgaria.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Cozymanual

Address: ул. Цар Симеон 123, София, 1202, Bulgaria

Email: [email protected]

Phone: +359 87 654 3210

By using Cozymanual, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.